ZIP 56368 Property Distress & Foreclosure Data

In Stearns County, Minnesota, ZIP 56368 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 44 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (88/100)). Its standout signals are construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 56368 posted values that rose 0.6% over the year, 1.1% off the recent peak, and 24% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $321,100 here, or 3.3 times local income. The tenure split is 91% owner-occupied to 9% rented. Vacancy runs 28.3%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $92,963 — above the roughly $78,000 national figure. There are about 2,327 housing units across 56368. On demographic stress specifically, 56368 scores 27/100. Population is roughly 4,162 with a median age of 45. Rent burden reaches 26% of tenant households. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. About 22% have a four-year degree.

On the whole, 56368 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.