ZIP 56376 Property Distress & Foreclosure Data

ZIP code 56376 in Stearns County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). On the structural side it scores 44/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 0.6% year on year, 1.1% off the recent peak (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Median household income is $67,500, below the U.S. median near $78,000. Around 14% of renters are cost-burdened. Educational attainment sits at 11% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 80% of homes, renters 20%. About 313 people live here, median age 37. 17.6% of residents fall below the poverty threshold. The ZIP holds roughly 141 housing units. The vacancy rate is 0.0%. Home values center near $216,900, an affordability ratio of 3.1× — accessible.

Net-net, 56376 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.