ZIP 56376 Foreclosure, Tax-Lien & Distress Report
Stearns County, Minnesota · Distress market
DLRadar grades ZIP 56376 (Stearns County, Minnesota) at a low 23/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (88/100)). Latent structural risk is 50/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (83/100), structural risk (50/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).
The peak-phase market in 56376 posted values that rose 3.2% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $67,500 — below the roughly $78,000 national figure. Rent burden reaches 14% of tenant households. Educational attainment sits at 11% bachelor's-or-above. The demographic-stress sub-score lands at 26/100. The tenure split is 80% owner-occupied to 20% rented. About 313 people live here, median age 37. The poverty rate is 17.6% — high, a tax-stress and distress correlate. There are about 141 housing units across 56376. Vacancy runs 0.0%. Home values center near $216,900, an affordability ratio of 3.1× — accessible.
Overall, 56376 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 56376 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 56376's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 56376, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 56376 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For an operator, 56376 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 56376’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 56376 by the numbers
The live 56376 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep exploring Minnesota distress
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Open the complete 56376 acquisition file
See who owns each distressed property in 56376, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology