ZIP 56340 Property Distress & Foreclosure Data

In Stearns County, Minnesota, ZIP 56340 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 45/100 against active distress of 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). Its standout signals are construction/permit lag (65/100), structural risk (45/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.

The market reads peak — home values rose 1.8% year on year, and 16% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,433 people live here, median age 37. Home values center near $294,900, an affordability ratio of 3.2× — accessible. Owners hold 94% of homes, renters 6%. DLRadar's demographic-stress index for the area reads 24/100. Median household income is $89,211, above the U.S. median near $78,000. Rent burden reaches 19% of tenant households. Vacancy runs 7.6%. There are about 906 housing units across 56340. Educational attainment sits at 16% bachelor's-or-above. 4.1% of residents fall below the poverty threshold.

Net-net, 56340 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.