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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 56345 Foreclosure, Tax-Lien & Distress Report

Morrison County, Minnesota · Distress market

Composite property distress in 56345 (Morrison County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). The split runs 47/100 structural to 2/100 active on the ground. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (47/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (7/100) stay muted.

The peak-phase market in 56345 posted values that rose 3.4% over the year, and 16% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 29/100. The tenure split is 76% owner-occupied to 24% rented. Median household income is $57,399, below the U.S. median near $78,000. Around 24% of renters are cost-burdened. Roughly 12.3% live below the poverty line. Around 22% of adults hold a bachelor's degree or higher. There are about 6,694 housing units across 56345. Population is roughly 15,105 with a median age of 43. The vacancy rate is 5.6%. Home values center near $236,300, an affordability ratio of 4.0× — accessible.

On balance 56345 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 56345 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 56345 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 56345 stays directly comparable to neighboring ZIPs and the rest of Morrison County, Minnesota. 56345 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 56345's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 56345 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
47/100
Structural risk
2/100
Distress activity

What is driving ZIP 56345’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk70
Another 9 scored dimensions sit behind 56345

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 56345 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 56345, drawn from the same report attached to each property.

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Adjacent Morrison County ZIP reports

More distress data near 56345

Further distress data across Morrison County, Minnesota at ZIP, county and state level.

The complete 56345 distress and acquisition report

Pull every distressed parcel in 56345 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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