ZIP 56345 Property Distress & Foreclosure Data

In Morrison County, Minnesota, ZIP 56345 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The latent-versus-live split is 41/100 structural and 2/100 already moving. Its standout signals are structural risk (41/100), construction/permit lag (37/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 16% higher over three years (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 29/100. 76% of housing is owner-occupied. At $57,399, median income runs below typical U.S. levels. Around 24% of renters are cost-burdened. The poverty rate is 12.3%. Around 22% of adults hold a bachelor's degree or higher. The ZIP holds roughly 6,694 housing units. 15,105 residents call 56345 home, typically aged 43. The vacancy rate is 5.6%. The typical home is worth about $236,300 (4.0× income, relatively affordable).

Overall, 56345 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.