ZIP 56475 Property Distress & Foreclosure Data

ZIP code 56475 in Morrison County, Minnesota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (41/100), construction/permit lag (37/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (7/100) register low. On the structural side it scores 41/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (70/100).

The market reads peak — home values rose 4.8% year on year, and 29% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

Around 36% of renters are cost-burdened. 11.1% of residents fall below the poverty threshold. About 1,674 people live here, median age 45. Educational attainment sits at 14% bachelor's-or-above. Median household income is $60,481, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 823 housing units. The vacancy rate is 13.9% — elevated. Home values center near $207,800, an affordability ratio of 3.5× — accessible. Owners hold 88% of homes, renters 12%.

Net-net, 56475 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.