ZIP 56318 Property Distress & Foreclosure Data

In Todd County, Minnesota, ZIP 56318 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100). On the structural side it scores 37/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (42/100), structural risk (37/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 50% higher over three years (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 18% of adults hold a bachelor's degree or higher. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. The typical home is worth about $272,200 (3.2× income, relatively affordable). The ZIP holds roughly 822 housing units. 88% of housing is owner-occupied. At $77,875, median income runs near typical U.S. levels. The vacancy rate is 39.1% — elevated. The poverty rate is 3.9% — low. 1,130 residents call 56318 home, typically aged 46.

Taken together, 56318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.