ZIP 56318 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 56318 in Todd County, Minnesota comes in at 18, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (62/100). The latent-versus-live split is 43/100 structural and 3/100 already moving. Leading the profile are construction/permit lag (65/100), structural risk (43/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100).

The market reads peak — home values rose 3.4% year on year, and 50% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 18% of adults hold a bachelor's degree or higher. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100. Home values center near $272,200, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 822 housing units. 88% of housing is owner-occupied. Households earn a median $77,875 — near the roughly $78,000 national figure. The vacancy rate is 39.1% — elevated. 3.9% of residents fall below the poverty threshold. About 1,130 people live here, median age 46.

Taken together, 56318 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 56318 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 56318 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Todd County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 56318, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

56318's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 56318 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.