ZIP 56438 Property Distress & Foreclosure Data

Todd County, Minnesota's ZIP 56438 registers 15/100 composite distress, which DLRadar reads as low. Structural exposure scores 36 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (66/100). The most distinctive pressure shows up in construction/permit lag (47/100), structural risk (36/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (10/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 9% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $203,000 (3.2× income, relatively affordable). The poverty rate is 12.1%. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. Around 19% of adults hold a bachelor's degree or higher. 78% of housing is owner-occupied. Rent burden reaches 38% of tenant households. There are about 1,532 housing units across 56438. At $57,093, median income runs below typical U.S. levels. 2,830 residents call 56438 home, typically aged 44. The demographic-stress sub-score lands at 30/100.

Taken together, 56438 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.