ZIP 56378 Property Distress & Foreclosure Data

DLRadar grades ZIP 56378 (Stearns County, Minnesota) at a low 19/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (74/100). The latent-versus-live split is 43/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (67/100), structural risk (43/100), institutional ownership (6/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, and 10% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 30/100. Around 36% of renters are cost-burdened. The poverty rate is 11.4%. Around 19% of adults hold a bachelor's degree or higher. 74% of housing is owner-occupied. The ZIP holds roughly 3,919 housing units. At $71,953, median income runs near typical U.S. levels. 8,433 residents call 56378 home, typically aged 40. The typical home is worth about $267,600 (3.3× income, relatively affordable). The vacancy rate is 12.2% — elevated.

Taken together, 56378 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.