ZIP 56378 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 56378 (Stearns County, Minnesota) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). On the structural side it scores 47/100, with 1/100 of stress already active. Its heaviest discrete signals: construction/permit lag (83/100), structural risk (47/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 10% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 56378 scores 30/100. Rent burden reaches 36% of tenant households. The poverty rate is 11.4%. Around 19% of adults hold a bachelor's degree or higher. Owners hold 74% of homes, renters 26%. The ZIP holds roughly 3,919 housing units. At $71,953, median income runs near typical U.S. levels. Population is roughly 8,433 with a median age of 40. The typical home is worth about $267,600 (3.3× income, relatively affordable). Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 56378 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 56378 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 56378 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56378 can be compared directly against any other ZIP in Stearns County, Minnesota or nationwide. Sparse data for 56378 shows as blanks, never estimates, and the score updates on every fresh public filing.

56378's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 56378 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.