ZIP 56352 Property Distress & Foreclosure Data

Stearns County, Minnesota's ZIP 56352 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The latent-versus-live split is 44/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 0.6% year on year, 1.1% off the recent peak, and 26% higher over three years (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

Median household income is $71,356, near the U.S. median near $78,000. 6.5% of residents fall below the poverty threshold. Educational attainment sits at 19% bachelor's-or-above. About 5,955 people live here, median age 40. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 2,684 housing units. Around 32% of renters are cost-burdened. Owners hold 79% of homes, renters 21%. Home values center near $229,100, an affordability ratio of 3.1× — accessible. The vacancy rate is 9.0%.

Net-net, 56352 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.