ZIP 56356 Property Distress & Foreclosure Data

Composite property distress in 56356 (Stearns County, Minnesota) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (88/100)). The latent-versus-live split is 44/100 structural and 1/100 already moving.

The peak-phase market in 56356 posted values that rose 0.6% over the year, 1.1% off the recent peak (phase confidence 34/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 0.0%. Roughly 0.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 97% owner-occupied to 3% rented. Around 0% of renters are cost-burdened. A median home runs $178,100 here, or 1.8 times local income. About 16% have a four-year degree. Households earn a median $88,750 — above the roughly $78,000 national figure. On demographic stress specifically, 56356 scores 15/100. The ZIP holds roughly 94 housing units. Population is roughly 264 with a median age of 36.

On balance 56356 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.