ZIP 56375 Property Distress & Foreclosure Data

Stearns County, Minnesota's ZIP 56375 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (88/100). The most distinctive pressure shows up in construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structural exposure scores 44 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, 1.1% off the recent peak, and 10% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

672 residents call 56375 home, typically aged 39. The typical home is worth about $262,100 (2.5× income, relatively affordable). The poverty rate is 2.1% — low. 96% of housing is owner-occupied. Rent burden reaches 25% of tenant households. The demographic-stress sub-score lands at 20/100. Vacancy runs 0.0%. At $94,875, median income runs above typical U.S. levels. There are about 266 housing units across 56375. Around 23% of adults hold a bachelor's degree or higher.

Overall, 56375 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.