ZIP 56367 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 56367 (Benton County, Minnesota) at a minimal 12/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (32/100), structural risk (26/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural risk reads 26/100 against active distress of 1/100. Environmental exposure also runs high (climate & FEMA risk (60/100)).

The market reads peak — home values rose 3.2% year on year, and 13% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $102,429, median income runs above typical U.S. levels. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $285,900 (2.6× income, relatively affordable). 92% of housing is owner-occupied. On demographic stress specifically, 56367 scores 23/100. Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 7.5%. Population is roughly 7,226 with a median age of 40. Around 26% of renters are cost-burdened. There are about 2,926 housing units across 56367.

Overall 56367 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 56367 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 56367 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 56367 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 12/100 figure for 56367 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 56367 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.