ZIP 56331 Property Distress & Foreclosure Data

In Stearns County, Minnesota, ZIP 56331 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 44 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). Its standout signals are construction/permit lag (68/100), structural risk (44/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 0.7% year on year, 1.1% off the recent peak, and 54% higher over three years, at 34/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 2,176 people live here, median age 34. Owners hold 90% of homes, renters 10%. There are about 785 housing units across 56331. Educational attainment sits at 18% bachelor's-or-above. 3.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $271,800, an affordability ratio of 3.0× — accessible. Median household income is $90,893, above the U.S. median near $78,000. Vacancy runs 8.0%. Rent burden reaches 15% of tenant households.

Net-net, 56331 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.