ZIP 56321 Property Distress & Foreclosure Data

ZIP code 56321 in Stearns County, Minnesota carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (88/100). On the structural side it scores 44/100, with 0/100 of stress already active. What sets it apart are the readings on construction/permit lag (68/100), structural risk (44/100), institutional ownership (3/100). institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 0.6% over the trailing year, 1.1% off the recent peak (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 39.2% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 32/100. Around 83% of adults hold a bachelor's degree or higher. 1,572 residents call 56321 home, typically aged 20.

Taken together, 56321 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.