ZIP 56389 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 56389 (Todd County, Minnesota) returns a low composite of 17/100. What sets it apart are the readings on construction/permit lag (70/100), structural risk (42/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (10/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100). On the structural side it scores 42/100, with 3/100 of stress already active.

The market reads peak — home values rose 3.4% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Households earn a median $56,875 — below the roughly $78,000 national figure. There are about 42 housing units across 56389. The vacancy rate is 26.4% — elevated. About 5% have a four-year degree. Rent burden reaches 100% of tenant households. The typical home is worth about $150,000 (1.8× income, relatively affordable). Roughly 25.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 85 with a median age of 37. The demographic-stress sub-score lands at 40/100. 82% of housing is owner-occupied.

Taken together, 56389 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 56389's 17/100 can be lined up against any neighbor in Todd County, Minnesota or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 56389 reflects the current record instead of a stale or modeled snapshot.

Behind 56389's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 56389 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.