ZIP 56440 Property Distress & Foreclosure Data

DLRadar grades ZIP 56440 (Todd County, Minnesota) at a low 15/100 for overall property distress. Property-level stress concentrates in construction/permit lag (47/100), structural risk (36/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)). The latent-versus-live split is 36/100 structural and 3/100 already moving.

The peak-phase market in 56440 posted values that rose 4.8% over the year (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 7.7%. Roughly 17.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $53,250 — below the roughly $78,000 national figure. About 10% have a four-year degree. The ZIP holds roughly 566 housing units. On demographic stress specifically, 56440 scores 27/100. A median home runs $129,800 here, or 2.4 times local income. The tenure split is 80% owner-occupied to 20% rented. Around 24% of renters are cost-burdened. Population is roughly 1,469 with a median age of 42.

On balance 56440 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.