ZIP 55309 Property Distress & Foreclosure Data

ZIP code 55309 in Sherburne County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 32 and live distress 1 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (51/100), structural risk (32/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (63/100)).

The peak-phase market in 55309 posted values that rose 2.9% over the year, and 10% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.0%. The poverty rate is 3.7% — low. There are about 7,506 housing units across 55309. 91% of housing is owner-occupied. At $118,387, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. Population is roughly 21,406 with a median age of 36. Rent burden reaches 27% of tenant households. The typical home is worth about $361,100 (2.8× income, relatively affordable). Around 31% of adults hold a bachelor's degree or higher.

Broadly, 55309 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.