ZIP 55309 Foreclosure, Tax-Lien & Distress Report

ZIP code 55309 in Sherburne County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. On the structural side it scores 34/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (34/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (63/100)).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 10% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 4.0%. The poverty rate is 3.7% — low. There are about 7,506 housing units across 55309. Owners hold 91% of homes, renters 9%. Median household income is $118,387, above the U.S. median near $78,000. The demographic-stress sub-score lands at 23/100. About 21,406 people live here, median age 36. Around 27% of renters are cost-burdened. Home values center near $361,100, an affordability ratio of 2.8× — accessible. Educational attainment sits at 31% bachelor's-or-above.

Overall 55309 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 55309 at the moment; the composite and its components are still built from verifiable public records.

The 55309 read uses the identical public-record model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 55309 stays directly comparable to neighboring ZIPs and the rest of Sherburne County, Minnesota. 55309 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 figure for 55309 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 55309 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.