ZIP 55309 Foreclosure, Tax-Lien & Distress Report
Sherburne County, Minnesota · Distress market
ZIP code 55309 in Sherburne County, Minnesota carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. On the structural side it scores 34/100, with 1/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (57/100), structural risk (34/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (63/100)).
Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 10% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
Vacancy runs 4.0%. The poverty rate is 3.7% — low. There are about 7,506 housing units across 55309. Owners hold 91% of homes, renters 9%. Median household income is $118,387, above the U.S. median near $78,000. The demographic-stress sub-score lands at 23/100. About 21,406 people live here, median age 36. Around 27% of renters are cost-burdened. Home values center near $361,100, an affordability ratio of 2.8× — accessible. Educational attainment sits at 31% bachelor's-or-above.
Overall 55309 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 55309 at the moment; the composite and its components are still built from verifiable records.
The 55309 read uses the identical scoring model applied coast to coast, which means its 15/100 score means exactly what it means anywhere else, and 55309 stays directly comparable to neighboring ZIPs and the rest of Sherburne County, Minnesota. 55309 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 15/100 figure for 55309 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 55309 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 55309
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 55309 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 55309, the same set carried on every parcel.
Nearby ZIPs in Sherburne County
Nearest ZIP codes to 55309
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 55309
Additional distress intelligence spanning Sherburne County, Minnesota by ZIP, county and state.
Unlock the full ZIP 55309 acquisition report
The full 55309 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology