ZIP 55371 Foreclosure, Tax-Lien & Distress Report
Mille Lacs County, Minnesota · Distress market
ZIP 55371's composite property-distress score is 10/100 - DLRadar classes that as minimal for Mille Lacs County, Minnesota. Latent structural risk is 22/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (32/100), structural risk (22/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.
The peak-phase market in 55371 posted values that rose 2.4% over the year, and 11% higher over three years, at 17/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $89,674, median income runs above typical U.S. levels. About 17,376 people live here, median age 40. DLRadar's demographic-stress index for the area reads 28/100. Around 34% of renters are cost-burdened. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 6,972 housing units. Around 19% of adults hold a bachelor's degree or higher. A median home runs $327,200 here, or 3.3 times local income. The vacancy rate is 5.6%. 83% of housing is owner-occupied.
Overall 55371 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 55371 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 55371's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 55371 shows blanks, not estimates, wherever the record is sparse.
Behind 55371's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 55371 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 55371 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 55371 Stress Report snapshot
The live 55371 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Mille Lacs County ZIPs near 55371
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No modelling: every input is a public record · methodology