ZIP 56353 Foreclosure, Tax-Lien & Distress Report

In Mille Lacs County, Minnesota, ZIP 56353 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (63/100), structural risk (26/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. Structural risk reads 26/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 14% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 7.0%. 10.0% of residents fall below the poverty threshold. The ZIP holds roughly 4,167 housing units. Around 44% of renters are cost-burdened. 82% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. Home values center near $263,200, an affordability ratio of 3.1× — accessible. DLRadar's demographic-stress index for the area reads 29/100. About 9,489 people live here, median age 39. At $77,170, median income runs near typical U.S. levels.

On balance 56353 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 56353 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 56353's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 56353 reflects the current record instead of a stale or modeled snapshot.

Each component behind 56353 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 56353 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.