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ZIP 56386 Foreclosure, Tax-Lien & Distress Report

Mille Lacs County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 56386 in Mille Lacs County, Minnesota comes in at 12, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (28/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. The split runs 28/100 structural to 1/100 active on the ground.

Prices here sit in a peak phase: values rose 2.4% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 44.2% — elevated. The typical home is worth about $277,800 (5.0× income). 11.5% of residents fall below the poverty threshold. There are about 531 housing units across 56386. About 641 people live here, median age 54. Educational attainment sits at 18% bachelor's-or-above. 78% of housing is owner-occupied. At $52,344, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 38/100. Rent burden reaches 40% of tenant households.

Net-net, 56386 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 56386 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 56386 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 56386 stays directly comparable to neighboring ZIPs and the rest of Mille Lacs County, Minnesota. Where the public record is thin for 56386, the field stays empty rather than modeled, and fills in as new documents post.

The 12/100 for 56386 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 56386 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

12/100
Composite stress
28/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 56386

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk34
Another 9 scored dimensions sit behind 56386

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 56386 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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