ZIP 56386 Foreclosure, Tax-Lien & Distress Report
Mille Lacs County, Minnesota · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 56386 in Mille Lacs County, Minnesota comes in at 13, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (30/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. The split runs 30/100 structural to 1/100 active on the ground.
Prices here sit in a peak phase: values rose 2.4% over the trailing year (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The vacancy rate is 44.2% — elevated. The typical home is worth about $277,800 (5.0× income). 11.5% of residents fall below the poverty threshold. There are about 531 housing units across 56386. About 641 people live here, median age 54. Educational attainment sits at 18% bachelor's-or-above. 78% of housing is owner-occupied. At $52,344, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 38/100. Rent burden reaches 40% of tenant households.
Net-net, 56386 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 56386 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 56386 read uses the identical scoring model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 56386 stays directly comparable to neighboring ZIPs and the rest of Mille Lacs County, Minnesota. Where the record is thin for 56386, the field stays empty rather than modeled, and fills in as new documents post.
The 13/100 for 56386 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 56386 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 56386
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 56386 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Mille Lacs County
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Unlock parcel-level detail for ZIP 56386
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Rules-based scoring — each signal ties to a public dataset · methodology