ZIP 55007 Foreclosure, Tax-Lien & Distress Report

Kanabec County, Minnesota's ZIP 55007 registers 11/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 24/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (45/100), structural risk (24/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 55007 posted values that rose 3.4% over the year, and 6% lower over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $66,875, median income runs below typical U.S. levels. Around 8% of adults hold a bachelor's degree or higher. Around 54% of renters are cost-burdened. Population is roughly 2,158 with a median age of 48. The poverty rate is 8.9%. A median home runs $233,700 here, or 3.3 times local income. There are about 1,109 housing units across 55007. 93% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 22.3% — elevated.

On the whole, 55007 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 55007 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 55007's 11/100 can be lined up against any neighbor in Kanabec County, Minnesota or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 55007 reflects the current record instead of a stale or modeled snapshot.

The 11/100 figure for 55007 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 55007 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.