ZIP 55007 Property Distress & Foreclosure Data

ZIP code 55007 in Kanabec County, Minnesota carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 20/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (29/100), structural risk (20/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 4.8% over the trailing year, and 6% lower over three years (phase confidence 37/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $66,875, below the U.S. median near $78,000. Educational attainment sits at 8% bachelor's-or-above. Around 54% of renters are cost-burdened. 2,158 residents call 55007 home, typically aged 48. 8.9% of residents fall below the poverty threshold. Home values center near $233,700, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 1,109 housing units. Owners hold 93% of homes, renters 7%. DLRadar's demographic-stress index for the area reads 32/100. The vacancy rate is 22.3% — elevated.

Taken together, 55007 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.