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ZIP 55704 Foreclosure, Tax-Lien & Distress Report

Pine County, Minnesota · High Vacancy market

ZIP 55704's composite property-distress score is 13/100 - DLRadar classes that as minimal for Pine County, Minnesota. What sets it apart are the readings on construction/permit lag (38/100), structural risk (29/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). The split runs 29/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

79% of housing is owner-occupied. On demographic stress specifically, 55704 scores 30/100. The poverty rate is 13.3%. There are about 609 housing units across 55704. Median household income is $61,875, below the U.S. median near $78,000. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 1,076 with a median age of 44. Around 34% of renters are cost-burdened. Home values center near $234,300, an affordability ratio of 3.4× — accessible.

Taken together, 55704 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 55704 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 55704's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 55704 shows as blanks, never estimates, and the score updates on every fresh public filing.

55704's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 55704 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

13/100
Composite stress
29/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 55704

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk62
9 further distress layers are graded for 55704

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

55704 at a glance

Current distress, phase, housing and lender-pressure figures for 55704, drawn from the same report attached to each property.

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