ZIP 55704 Property Distress & Foreclosure Data

Pine County, Minnesota's ZIP 55704 registers 11/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (23/100), construction/permit lag (15/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). The latent-versus-live split is 23/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.8% year on year (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

The tenure split is 79% owner-occupied to 21% rented. On demographic stress specifically, 55704 scores 30/100. Roughly 13.3% live below the poverty line. The ZIP holds roughly 609 housing units. Households earn a median $61,875 — below the roughly $78,000 national figure. About 22% have a four-year degree. The vacancy rate is 16.4% — elevated. About 1,076 people live here, median age 44. Around 34% of renters are cost-burdened. A median home runs $234,300 here, or 3.4 times local income.

Net-net, 55704 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

11/100
Composite stress
23/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 55704

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk62
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Pine County

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