ZIP 55036 Foreclosure, Tax-Lien & Distress Report
Pine County, Minnesota · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 55036 in Pine County, Minnesota comes in at 13, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (38/100), structural risk (29/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (62/100). The latent-versus-live split is 29/100 structural and 2/100 already moving.
The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
On demographic stress specifically, 55036 scores 29/100. 85% of housing is owner-occupied. At $24,643, median income runs below typical U.S. levels. Vacancy runs 46.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.6% — high, a tax-stress and distress correlate. Educational attainment sits at 17% bachelor's-or-above. The ZIP holds roughly 37 housing units. About 34 people live here, median age 58. Rent burden reaches 0% of tenant households. A median home runs $92,500 here, or 3.7 times local income.
On the whole, 55036 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 55036 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 55036 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55036 can be compared directly against any other ZIP in Pine County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55036 shows blanks, not estimates, wherever the record is sparse.
The 13/100 for 55036 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 55036 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 55036’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 55036 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Pine County ZIP codes
More distress data near 55036
Other reports tied to Pine County, Minnesota — ZIP, county and statewide.
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