ZIP 55036 Property Distress & Foreclosure Data

DLRadar grades ZIP 55036 (Pine County, Minnesota) at a minimal 11/100 for overall property distress. Property-level stress concentrates in structural risk (23/100), construction/permit lag (15/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (62/100)). The latent-versus-live split is 23/100 structural and 2/100 already moving.

The peak-phase market in 55036 posted values that rose 4.8% over the year (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 29/100. 85% of housing is owner-occupied. At $24,643, median income runs below typical U.S. levels. The vacancy rate is 46.0% — elevated. The poverty rate is 17.6% — high, a tax-stress and distress correlate. Around 17% of adults hold a bachelor's degree or higher. The ZIP holds roughly 37 housing units. Population is roughly 34 with a median age of 58. Around 0% of renters are cost-burdened. The typical home is worth about $92,500 (3.7× income, relatively affordable).

On the whole, 55036 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.