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ZIP 55036 Foreclosure, Tax-Lien & Distress Report

Pine County, Minnesota · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 55036 in Pine County, Minnesota comes in at 13, a minimal composite-distress reading. The sharpest non-environmental signals are construction/permit lag (38/100), structural risk (29/100), mortgage stress (7/100). On the quiet end sit mortgage stress (7/100) and institutional ownership (3/100). Climate and flood risk are elevated too — climate & FEMA risk (62/100). The latent-versus-live split is 29/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.4% year on year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

On demographic stress specifically, 55036 scores 29/100. 85% of housing is owner-occupied. At $24,643, median income runs below typical U.S. levels. Vacancy runs 46.0%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 17.6% — high, a tax-stress and distress correlate. Educational attainment sits at 17% bachelor's-or-above. The ZIP holds roughly 37 housing units. About 34 people live here, median age 58. Rent burden reaches 0% of tenant households. A median home runs $92,500 here, or 3.7 times local income.

On the whole, 55036 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 55036 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 55036 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55036 can be compared directly against any other ZIP in Pine County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55036 shows blanks, not estimates, wherever the record is sparse.

The 13/100 for 55036 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 55036 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

13/100
Composite stress
29/100
Structural risk
2/100
Distress activity

What is driving ZIP 55036’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk62
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 55036 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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