ZIP 55795 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55795 (Pine County, Minnesota) lands at 14/100 — minimal on DLRadar's distress scoring. It additionally carries heavy environmental risk: climate & FEMA risk (62/100). The latent-versus-live split is 31/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (46/100), structural risk (31/100), mortgage stress (7/100). mortgage stress (7/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $69,485, median income runs near typical U.S. levels. The vacancy rate is 34.6% — elevated. There are about 1,065 housing units across 55795. Around 14% of adults hold a bachelor's degree or higher. Rent burden reaches 33% of tenant households. The demographic-stress sub-score lands at 30/100. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 1,876 with a median age of 43. 86% of housing is owner-occupied. The typical home is worth about $223,600 (3.2× income, relatively affordable).

Taken together, 55795 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 55795 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 55795 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55795 can be compared directly against any other ZIP in Pine County, Minnesota or nationwide. Sparse data for 55795 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 55795's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 55795 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.