ZIP 56350 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 56350 in Aitkin County, Minnesota comes in at 12, a minimal composite-distress reading. The split runs 25/100 structural to 3/100 active on the ground. Property-level stress concentrates in construction/permit lag (33/100), structural risk (25/100), mortgage stress (11/100). By contrast, mortgage stress (11/100) and institutional ownership (3/100) register low.

Prices here sit in a peak phase: values rose 3.4% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 21.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 86% of tenant households. Median household income is $40,000, below the U.S. median near $78,000. 89% of housing is owner-occupied. Educational attainment sits at 8% bachelor's-or-above. There are about 490 housing units across 56350. About 468 people live here, median age 54. The demographic-stress sub-score lands at 45/100. The vacancy rate is 52.1% — elevated. A median home runs $169,400 here, or 4.1 times local income.

Net-net, 56350 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 56350 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 56350 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 56350 can be compared directly against any other ZIP in Aitkin County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 56350 shows blanks, not estimates, wherever the record is sparse.

The 12/100 figure for 56350 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 56350 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.