ZIP 55748 Property Distress & Foreclosure Data

DLRadar grades ZIP 55748 (Aitkin County, Minnesota) at a minimal 12/100 for overall property distress. Property-level stress concentrates in structural risk (24/100), institutional ownership (14/100), mortgage stress (13/100). mortgage stress (13/100) and construction/permit lag (2/100) stay muted. The latent-versus-live split is 24/100 structural and 4/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (61/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $54,615, below the U.S. median near $78,000. The vacancy rate is 34.6% — elevated. Around 51% of renters are cost-burdened. Educational attainment sits at 16% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. Home values center near $201,300, an affordability ratio of 3.3× — accessible. The ZIP holds roughly 936 housing units. 1,429 residents call 55748 home, typically aged 46. 16.8% of residents fall below the poverty threshold. Owners hold 81% of homes, renters 19%.

Taken together, 55748 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.