ZIP 55748 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55748 (Aitkin County, Minnesota) at a minimal 11/100 for overall property distress. The sharpest non-environmental signals are structural risk (23/100), mortgage stress (13/100), institutional ownership (12/100). On the quiet end sit mortgage stress (13/100) and institutional ownership (12/100). Structural exposure scores 23 and live distress 4 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (61/100)).

Prices here sit in a peak phase: values rose 3.1% over the trailing year (phase confidence 25/100). Topping markets hide individual distress behind strong averages.

At $54,615, median income runs below typical U.S. levels. The vacancy rate is 34.6% — elevated. Around 51% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 35/100. The typical home is worth about $201,300 (3.3× income, relatively affordable). The ZIP holds roughly 936 housing units. Population is roughly 1,429 with a median age of 46. Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 81% of homes, renters 19%.

Taken together, 55748 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 55748 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55748 can be compared directly against any other ZIP in Aitkin County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55748 shows blanks, not estimates, wherever the record is sparse.

Behind 55748's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 55748 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.