ZIP 55746 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · Affordable market
Composite property distress in 55746 (St. Louis County, Minnesota) lands at 27/100 — low on DLRadar's distress scoring. Property-level stress concentrates in institutional ownership (58/100), structural risk (58/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (1/100) register low. Structural exposure scores 58 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (79/100), FEMA disaster exposure (76/100).
The peak-phase market in 55746 posted values that rose 3.4% over the year, and 18% higher over three years, at 37/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $55,694, below the U.S. median near $78,000. Roughly 13.9% live below the poverty line. Around 19% of adults hold a bachelor's degree or higher. There are about 8,886 housing units across 55746. 75% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 46% of tenant households. The vacancy rate is 10.9%. A median home runs $134,600 here, or 2.3 times local income. About 16,815 people live here, median age 44.
Net-net, 55746 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 55746 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 55746 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. Sparse data for 55746 shows as blanks, never estimates, and the score updates on every fresh public filing.
55746's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 55746 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 55746 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 55746 by the numbers
Current distress, phase, housing and lender-pressure figures for 55746, drawn from the same report attached to each property.
St. Louis County ZIPs near 55746
Nearest ZIP codes to 55746
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
Further distress data across St. Louis County, Minnesota at ZIP, county and state level.
Get the full acquisition report for 55746
Open 55746 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology