ZIP 55706 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55706 (St. Louis County, Minnesota) lands at 28/100 — low on DLRadar's distress scoring. Its standout signals are institutional ownership (60/100), structural risk (60/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100)). Structural risk reads 60/100 against active distress of 7/100.

The peak-phase market in 55706 posted values that rose 3.4% over the year, and 45% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 15.0% live below the poverty line. About 1,827 people live here, median age 56. The ZIP holds roughly 1,179 housing units. Rent burden reaches 33% of tenant households. Median household income is $60,096, below the U.S. median near $78,000. Around 22% of adults hold a bachelor's degree or higher. The tenure split is 86% owner-occupied to 14% rented. The typical home is worth about $112,500 (1.8× income, relatively affordable). DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 24.4% — elevated.

Net-net, 55706 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 55706 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 55706's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 55706, the field stays empty rather than modeled, and fills in as new documents post.

55706's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 55706 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.