St. Louis County, MN: Foreclosures, Tax Liens & Distressed Properties

St. Louis County, MN, Minnesota: 52 ZIP codes scored, St. Louis County, MN averaging 25/100 (low, St. Louis, MN), from 8 to 27. St. Louis County, MN is in its peak phase (St. Louis, MN confidence 38/100): St. Louis, MN home prices up 3.4% (St. Louis, MN) over twelve months. St. Louis County, MN lender headwind: 48/100.

Highest-scoring St. Louis County, MN ZIPs: 55702 (27/100), 55703 (27/100), 55705 (27/100), 55706 (27/100), 55708 (27/100), 55710 (27/100). Also scored in St. Louis County, MN: 55711, 55713, 55717, 55719, 55724, 55725, 55732, 55734, 55738, 55741.

Across St. Louis County, MN's scored ZIPs: median home value $217,129, household income $72,314, 26.7% vacancy, 11.4% poverty, 81% owner-occupied, median age 47.6.

St. Louis County, MN insurance distress 75/100 (#495 in the US); FEMA hazard 68/100 for St. Louis, MN; 4 federal disaster declarations in St. Louis County, MN since 2023 (2 flood); 6 St. Louis, MN NFIP flood claims, $438K paid; St. Louis, MN construction distress 1/100.

19 banks with 61 branches lend in St. Louis County, MN; St. Louis, MN weighted bank stress 67/100, highest 99/100 in St. Louis, MN.

St. Louis County, MN unemployment 5.4% (St. Louis, MN -0.6 pts, six months); 549 new housing units permitted in St. Louis County, MN over twelve months, St. Louis, MN up 53% from 360; St. Louis, MN home prices +9.3% a year (St. Louis, MN) over three years.

104,263 housing units in St. Louis County, MN; 24,179 St. Louis, MN renter households; 50% of St. Louis, MN renters spend 30%+ of income on rent, 25% (St. Louis, MN) half or more.

St. Louis County, MN ranks #1,768 nationally on the opportunity index (St. Louis, MN, among all ranked counties); St. Louis, MN scores 28.5/100 and St. Louis, MN sits #20 inside Minnesota. St. Louis, MN is in the early_signal opportunity phase; St. Louis, MN's primary driver is bank institutional, St. Louis, MN second driver vacancy; St. Louis, MN moved down 168 places. 25 short-sale listings across St. Louis, MN; 85 days on market observed in St. Louis, MN; 12.8% vacancy over 52 St. Louis, MN ZIPs.

0.7% of St. Louis County, MN mortgages were ninety-plus days late in December 2025; St. Louis, MN's thirty-to-eighty-nine-day share was 1.9% (CFPB county sample). St. Louis, MN's ninety-day rate is down 0.5 points on twelve months earlier; the St. Louis, MN peak since 2008 was 3.2% in October 2009; Minnesota overall reads 0.6%.

St. Louis County, MN has 11 watched banks; 11 St. Louis, MN banks sit in an elevated band. St. Louis, MN footprints: Park State Bank (12 branches, stress 65) in St. Louis, MN; North Shore Bank Of Commerce (7 branches, stress 65) in St. Louis, MN; Frandsen Bank&Trust (5 branches, stress 48) in St. Louis, MN.

HUD lists 25 assisted multifamily properties in St. Louis County, MN with 1,595 units; 654 St. Louis, MN units are assisted, 11 St. Louis, MN properties under project-based Section 8.

17,148 of the 104,263 housing units in St. Louis, MN sit vacant. St. Louis County, MN permitted 280 multifamily units in twelve months; St. Louis, MN's one-to-four unit structures added 269 units in St. Louis County, MN.