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St. Louis County, MN: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in St. Louis County, Minnesota carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Coverage runs to 52 ZIPs across St. Louis County, a low 27/100 average. ZIP-level distress ranges from 30/100 at the top down to 16/100. Bank/credit headwind for the county is 48 on a 0–100 scale, a moderate reading.

The peak-phase county posted home values that rose 3.4% over twelve months, at 38/100 phase confidence. This late in the run, distress turns selective with opportunity concentrated by ZIP.

With St. Louis County flat at +3.4% YoY (38/100 confidence), selectivity rules well beyond the county average. A moderate 48/100 lender headwind means both signal sets in play here.

The sharpest St. Louis County readings come from 55702 (30/100), 55703 (30/100), 55705 (30/100), 55706 (30/100), 55708 (30/100), 55710 (30/100) — open any for the parcel detail. Also scored across the county: 55711, 55713, 55717, 55719, 55724, 55725, 55732, 55734, 55738, 55741.

On the housing-and-income side, St. Louis County's scored ZIPs show a 26.7% vacancy rate, an owner-occupied share of 81%, residents with a median age around 47.6, a median household income near $72,314 (near the US norm), home values averaging roughly $217,129, below the US, poverty running near 11.4%. Taken together, they signal both the distress on offer and the exit velocity.

St. Louis County, Minnesota's 27/100 average over 52 ZIPs says St. Louis County is a screen-by-ZIP market where the ZIP scores point. Inside DLRadar, each St. Louis County property carries owner, APN and address, per-parcel scoring with lender exposure and resale velocity.

The distress read for St. Louis County, Minnesota is refreshed as new public records post and uses the same methodology coast to coast, so St. Louis County stays directly comparable to any other market you track.

St. Louis County, Minnesota is best worked from the top of the score down; blanket outreach across St. Louis County dilutes effort that the ZIP-level numbers would have focused. All St. Louis County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

At the ZIP level, the sharpest readings in St. Louis County are 55702 (30/100), 55703 (30/100), 55705 (30/100), 55706 (30/100), 55708 (30/100), 55710 (30/100). DLRadar also scores 55711, 55713, 55717, 55719, 55724, 55725, 55732, 55734 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The St. Louis County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.

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Peak
Market phase
3.4%
HPI YoY
0%
Drawdown
38
Confidence
Live sampleSample: distressed properties in St. Louis County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
55702MN30
55703MN30
55705MN30
55706MN30
55708MN30
55710MN30
55711MN30
55713MN30
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Most distressed ZIP codes in St. Louis County

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The adjacent DLRadar layers

Each lens narrows the last: national pressure, then lender and insurer stress, then the ZIP, then the parcel and the people behind it.

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