ZIP 55732 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 55732 in St. Louis County, Minnesota comes in at 28, a low composite-distress reading. Structurally it carries 60/100, against 7/100 of stress already in motion. The sharpest non-environmental signals are institutional ownership (60/100), structural risk (60/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100)).
The market reads peak — home values rose 3.4% year on year, and 17% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 27.9% — elevated. The demographic-stress sub-score lands at 37/100. Around 19% of adults hold a bachelor's degree or higher. There are about 868 housing units across 55732. At $62,604, median income runs below typical U.S. levels. Home values center near $178,700, an affordability ratio of 2.8× — accessible. Owners hold 97% of homes, renters 3%. About 1,398 people live here, median age 50. Roughly 11.5% live below the poverty line.
Net-net, 55732 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 55732 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 55732 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55732 can be compared directly against any other ZIP in St. Louis County, Minnesota or nationwide. 55732 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 55732's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 55732 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 55732 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 55732 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 55732, the same set carried on every parcel.
Nearby ZIPs in St. Louis County
Nearest ZIP codes to 55732
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
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Unlock the full ZIP 55732 acquisition report
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Deterministic scoring, sourced entirely from public data · methodology