ZIP 55763 Foreclosure, Tax-Lien & Distress Report

In St. Louis County, Minnesota, ZIP 55763 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 65/100, against 7/100 of stress already in motion. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (58/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (22/100). It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (71/100).

The market reads peak — home values rose 3.4% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

467 residents call 55763 home, typically aged 57. Home values center near $209,700, an affordability ratio of 2.3× — accessible. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $71,923, near the U.S. median near $78,000. Owners hold 91% of homes, renters 9%. The ZIP holds roughly 715 housing units. Educational attainment sits at 26% bachelor's-or-above. Rent burden reaches 53% of tenant households. The vacancy rate is 65.9% — elevated. Roughly 8.4% live below the poverty line.

On the whole, 55763 leans distressed, with opportunity clustered in specific stressed parcels. 55763 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 55763 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 55763, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 55763's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 55763 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.