ZIP 55802 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Vacancy market
Composite property distress in 55802 (St. Louis County, Minnesota) lands at 28/100 — low on DLRadar's distress scoring. Latent structural risk is 61/100 while live distress already moving reads 7/100. Its standout signals are institutional ownership (61/100), structural risk (61/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (81/100)).
Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 27% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.
The tenure split is 34% owner-occupied to 66% rented. Home values center near $494,400, an affordability ratio of 11.7× — stretched. DLRadar's demographic-stress index for the area reads 55/100. Educational attainment sits at 45% bachelor's-or-above. Population is roughly 2,560 with a median age of 55. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $40,850 — below the roughly $78,000 national figure. The ZIP holds roughly 1,494 housing units. Roughly 30.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened.
On the whole, 55802 leans distressed, with opportunity clustered in specific stressed parcels. While 55802 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 55802 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed as records update; 55802 shows blanks, not estimates, wherever the record is sparse.
The 28/100 for 55802 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55802 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 55802
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
55802 at a glance
Current distress, phase, housing and lender-pressure figures for 55802, drawn from the same report attached to each property.
Other St. Louis County ZIP codes
Nearest ZIP codes to 55802
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
Related ZIP, county and statewide reads linked to St. Louis County, Minnesota.
Unlock parcel-level detail for ZIP 55802
The full 55802 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology