ZIP 55802 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Vacancy market
Composite property distress in 55802 (St. Louis County, Minnesota) lands at 30/100 — moderate on DLRadar's public-record scoring. Latent structural risk is 65/100 while live distress already moving reads 7/100. Its standout signals are structural risk (65/100), institutional ownership (58/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (22/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (71/100)).
Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 27% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.
The tenure split is 34% owner-occupied to 66% rented. Home values center near $494,400, an affordability ratio of 11.7× — stretched. DLRadar's demographic-stress index for the area reads 55/100. Educational attainment sits at 45% bachelor's-or-above. Population is roughly 2,560 with a median age of 55. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $40,850 — below the roughly $78,000 national figure. The ZIP holds roughly 1,494 housing units. Roughly 30.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 40% of renters are cost-burdened.
On the whole, 55802 leans distressed, with opportunity clustered in specific stressed parcels. While 55802 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 55802 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 55802 shows blanks, not estimates, wherever the record is sparse.
The 30/100 for 55802 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55802 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 55802
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
55802 at a glance
Current distress, phase, housing and lender-pressure figures for 55802, drawn from the same report attached to each property.
Other St. Louis County ZIP codes
Keep exploring Minnesota distress
Related ZIP, county and statewide reads linked to St. Louis County, Minnesota.
Unlock parcel-level detail for ZIP 55802
The full 55802 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology