ZIP 55802 Property Distress & Foreclosure Data

Composite property distress in 55802 (St. Louis County, Minnesota) lands at 37/100 — moderate on DLRadar's public-record scoring. Structural risk reads 82/100 against active distress of 7/100. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100).

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, 1.8% off the recent peak, and 27% higher over three years, at 47/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 34% of homes, renters 66%. Home values center near $494,400, an affordability ratio of 11.7× — stretched. DLRadar's demographic-stress index for the area reads 55/100. Educational attainment sits at 45% bachelor's-or-above. 2,560 residents call 55802 home, typically aged 55. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Median household income is $40,850, below the U.S. median near $78,000. There are about 1,494 housing units across 55802. 30.0% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households.

Taken together, 55802 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.