ZIP 55810 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · Distress market
On DLRadar's 0-100 public-record scale, ZIP 55810 in St. Louis County, Minnesota comes in at 29, a low composite-distress reading. The sharpest non-environmental signals are structural risk (62/100), institutional ownership (55/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (82/100), FEMA disaster exposure (66/100). The split runs 62/100 structural to 7/100 active on the ground.
The peak-phase market in 55810 posted values that rose 3.4% over the year, and 27% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 3,649 housing units. A median home runs $241,600 here, or 2.7 times local income. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 46% of tenant households. At $81,894, median income runs near typical U.S. levels. About 8,305 people live here, median age 44. Around 27% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 6.1%. 86% of housing is owner-occupied.
On balance 55810 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 55810's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 55810, the field stays empty rather than modeled, and fills in as new documents post.
The 29/100 for 55810 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 55810 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 55810 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
55810 at a glance
55810 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent St. Louis County ZIP reports
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Deterministic scoring, sourced entirely from public data · methodology