ZIP 55806 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Poverty market
ZIP code 55806 in St. Louis County, Minnesota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic distress index. Structural risk reads 60/100 against active distress of 7/100. The most distinctive pressure shows up in institutional ownership (60/100), structural risk (60/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100).
Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 27% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.
The typical home is worth about $161,400 (3.5× income, relatively affordable). Median household income is $44,962, below the U.S. median near $78,000. The vacancy rate is 8.0%. On demographic stress specifically, 55806 scores 36/100. 9,545 residents call 55806 home, typically aged 33. Rent burden reaches 44% of tenant households. The ZIP holds roughly 4,874 housing units. About 28% have a four-year degree. 45% of housing is owner-occupied. 25.4% of residents fall below the poverty threshold.
Net-net, 55806 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 55806 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 55806's 28/100 can be lined up against any neighbor in St. Louis County, Minnesota or any ZIP coast to coast. Sparse data for 55806 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 28/100 figure for 55806 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 55806 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 55806
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 55806 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in St. Louis County
Nearest ZIP codes to 55806
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 55806
Related ZIP, county and statewide reads linked to St. Louis County, Minnesota.
Unlock parcel-level detail for ZIP 55806
The full 55806 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology