ZIP 55806 Property Distress & Foreclosure Data

DLRadar grades ZIP 55806 (St. Louis County, Minnesota) at a moderate 37/100 for overall property distress. Structural risk reads 82/100 against active distress of 7/100. Property-level stress concentrates in construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100).

The market reads expansion — home values rose 7.1% year on year, 1.8% off the recent peak, and 27% higher over three years, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $161,400 here, or 3.5 times local income. Households earn a median $44,962 — below the roughly $78,000 national figure. Vacancy runs 8.0%. On demographic stress specifically, 55806 scores 36/100. About 9,545 people live here, median age 33. Rent burden reaches 44% of tenant households. There are about 4,874 housing units across 55806. About 28% have a four-year degree. The tenure split is 45% owner-occupied to 55% rented. Roughly 25.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 55806 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.