ZIP 55702 Property Distress & Foreclosure Data

DLRadar grades ZIP 55702 (St. Louis County, Minnesota) at a moderate 37/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100)). On the structural side it scores 82/100, with 7/100 of stress already active. Property-level stress concentrates in construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). On the quiet end sit mortgage stress (25/100).

The expansion-phase market in 55702 posted values that rose 7.1% over the year, 1.8% off the recent peak (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 42% of renters are cost-burdened. The ZIP holds roughly 287 housing units. The poverty rate is 9.7%. The demographic-stress sub-score lands at 31/100. Around 23% of adults hold a bachelor's degree or higher. 89% of housing is owner-occupied. At $75,625, median income runs near typical U.S. levels. The vacancy rate is 40.2% — elevated. Population is roughly 422 with a median age of 50. The typical home is worth about $295,000 (3.3× income, relatively affordable).

On the whole, 55702 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.