ZIP 55720 Property Distress & Foreclosure Data

DLRadar grades ZIP 55720 (Carlton County, Minnesota) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (73/100), structural risk (59/100), institutional ownership (31/100). On the quiet end sit institutional ownership (31/100) and mortgage stress (14/100). On the structural side it scores 59/100, with 4/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (80/100)).

The expansion-phase market in 55720 posted values that rose 7.1% over the year, 1.8% off the recent peak, and 27% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $66,399, median income runs below typical U.S. levels. 71% of housing is owner-occupied. Around 33% of renters are cost-burdened. The vacancy rate is 7.2%. The poverty rate is 12.5%. The demographic-stress sub-score lands at 29/100. Around 25% of adults hold a bachelor's degree or higher. The ZIP holds roughly 7,692 housing units. The typical home is worth about $223,200 (3.2× income, relatively affordable). Population is roughly 17,480 with a median age of 38.

On balance 55720 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.