ZIP 55749 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 55749 in Carlton County, Minnesota comes in at 14, a minimal composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (70/100). Its heaviest discrete signals: structural risk (30/100), construction/permit lag (21/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (6/100) stay muted. Structural exposure scores 30 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 3.4% year on year, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 38.5%, above the national norm and a classic distress-and-opportunity signal. 8.0% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%. There are about 403 housing units across 55749. Home values center near $223,700, an affordability ratio of 2.6× — accessible. Around 13% of adults hold a bachelor's degree or higher. Population is roughly 539 with a median age of 50. Around 55% of renters are cost-burdened. Households earn a median $82,530 — near the roughly $78,000 national figure. The demographic-stress sub-score lands at 31/100.

Taken together, 55749 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 55749 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Carlton County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 55749 reflects the current record instead of a stale or modeled snapshot.

55749's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55749 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.