Carlton County, MN: Foreclosures, Tax Liens & Distressed Properties

Carlton County, MN, Minnesota: 15 ZIP codes scored, Carlton County, MN averaging 16/100 (low, Carlton, MN), from 12 to 27. Carlton County, MN is in its peak phase (Carlton, MN confidence 38/100): Carlton, MN home prices up 3.4% (Carlton, MN) over twelve months. Carlton County, MN lender headwind: 41/100.

Highest-scoring Carlton County, MN ZIPs: 55810 (27/100), 55720 (19/100), 55798 (16/100), 55707 (15/100), 55718 (15/100), 55726 (15/100). Also scored in Carlton County, MN: 55733, 55749, 55757, 55767, 55780, 55797, 55756, 55783, 55787.

Across Carlton County, MN's scored ZIPs: median home value $247,907, household income $79,366, 27.0% vacancy, 8.3% poverty, 87% owner-occupied, median age 45.9.

Carlton County, MN insurance distress 5/100 (#2,456 in the US); FEMA hazard 0/100 for Carlton, MN; 1 Carlton, MN NFIP flood claims; Carlton, MN construction distress 21/100.

8 banks with 10 branches lend in Carlton County, MN; Carlton, MN weighted bank stress 56/100, highest 80/100 in Carlton, MN.

Carlton County, MN unemployment 5.2% (Carlton, MN -1.8 pts, six months); 156 new housing units permitted in Carlton County, MN over twelve months, Carlton, MN up 29% from 121; Carlton, MN home prices +8.6% a year (Carlton, MN) over three years.

15,896 housing units in Carlton County, MN; 2,885 Carlton, MN renter households; 38% of Carlton, MN renters spend 30%+ of income on rent, 17% (Carlton, MN) half or more.

Carlton County, MN ranks #2,467 nationally on the opportunity index (Carlton, MN, among all ranked counties); Carlton, MN scores 26.0/100 and Carlton, MN sits #44 inside Minnesota. Carlton, MN is in the weak opportunity phase; Carlton, MN's primary driver is vacancy, Carlton, MN second driver bank institutional; Carlton, MN moved down 151 places. 8 short-sale listings across Carlton, MN; 71 days on market observed in Carlton, MN; 12.7% vacancy over 15 Carlton, MN ZIPs.

No CFPB county sample covers Carlton County, MN. The metro area reading for Carlton, MN (Duluth, MN-WI): 0.6% ninety-plus days late; Carlton, MN's thirty-to-eighty-nine share is 2.0% (Carlton, MN, December 2025 data); Minnesota overall 0.6%.

Carlton County, MN has 5 watched banks; 5 Carlton, MN banks sit in an elevated band. Carlton, MN footprints: Northview Bank (2 branches, stress 56) in Carlton, MN; First Nb Of Moose Lake (2 branches, stress 34) in Carlton, MN; Woodlands National Bank (1 branch, stress 80) in Carlton, MN.

HUD lists 3 assisted multifamily properties in Carlton County, MN with 156 units; 121 Carlton, MN units are assisted, 2 Carlton, MN properties under project-based Section 8.

1,806 of the 15,896 housing units in Carlton, MN sit vacant. Carlton County, MN permitted 47 multifamily units in twelve months; Carlton, MN's one-to-four unit structures added 109 units in Carlton County, MN.