ZIP 55707 Property Distress & Foreclosure Data

DLRadar grades ZIP 55707 (Carlton County, Minnesota) at a low 16/100 for overall property distress. Structural risk reads 33/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). Property-level stress concentrates in structural risk (33/100), construction/permit lag (29/100), institutional ownership (10/100). By contrast, institutional ownership (10/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 7.1% year on year, 1.8% off the recent peak, and 26% higher over three years, at 47/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,207 people live here, median age 45. A median home runs $246,400 here, or 2.8 times local income. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. There are about 1,670 housing units across 55707. Roughly 8.3% live below the poverty line. Rent burden reaches 46% of tenant households. On demographic stress specifically, 55707 scores 29/100. About 23% have a four-year degree. The tenure split is 87% owner-occupied to 13% rented. Households earn a median $81,471 — near the roughly $78,000 national figure.

Net-net, 55707 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.