ZIP 55707 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55707 (Carlton County, Minnesota) lands at 15/100 — low on DLRadar's distress scoring. The latent-versus-live split is 31/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (72/100)). The pressure is most legible in structural risk (31/100), construction/permit lag (21/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 26% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

3,207 residents call 55707 home, typically aged 45. The typical home is worth about $246,400 (2.8× income, relatively affordable). The vacancy rate is 20.2% — elevated. There are about 1,670 housing units across 55707. 8.3% of residents fall below the poverty threshold. Rent burden reaches 46% of tenant households. The demographic-stress sub-score lands at 29/100. Around 23% of adults hold a bachelor's degree or higher. 87% of housing is owner-occupied. Households earn a median $81,471 — near the roughly $78,000 national figure.

On the whole, 55707 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 55707 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 55707's 15/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 55707 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 15/100 figure for 55707 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 55707 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.