Carlton County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Carlton County, Minnesota? DLRadar grades every Carlton County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Carlton County breakdown.
- Carlton County's most distressed ZIP is 55810 at 29/100.
- 15 ZIP codes tracked in Carlton County, averaging 15/100 distress.
- Carlton County reads peak — home values up 3.4% year over year.
- Vacancy runs 27% across Carlton County's tracked ZIPs, with a 8.3% poverty rate.
- The typical Carlton County home is worth about $247,907 against a ~$79,366 median income.
- Lending headwind in Carlton County sits at 41/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55810 | 29/100 |
| 2 | 55720 | 21/100 |
| 3 | 55798 | 16/100 |
| 4 | 55707 | 14/100 |
| 5 | 55718 | 14/100 |
| 6 | 55726 | 14/100 |
| 7 | 55733 | 14/100 |
| 8 | 55749 | 14/100 |
| 9 | 55756 | 14/100 |
| 10 | 55757 | 14/100 |
| 11 | 55767 | 14/100 |
| 12 | 55780 | 14/100 |
Most distressed ZIP codes in Carlton County (composite distress 0-100, 2026)
What is driving Carlton County distress
DLRadar builds Carlton County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Carlton County market phase and pricing
Phase for Carlton County: peak (+3.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Carlton County
Browse the full Carlton County distress data free, or start a 60-minute exploration to unlock the scored distressed properties inside each ZIP — no card charged today.
Nothing charged today · every module open, on live data.
Questions and answers
Which ZIP code leads Carlton County on distress?
ZIP 55810 leads Carlton County at 29/100, recomputed monthly from public records.
Which phase does Carlton County sit in right now?
Phase for Carlton County: peak, tracking a 3.4% gain year over year, read off the FHFA index.
What are the sources behind these Carlton County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 15 Carlton County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Carlton County ZIP codes?
Averaging the county conceals how uneven it is. Across the Carlton County ZIPs DLRadar ranks, scores run from 29/100 in 55810 down to 14/100 in 55780, against a Carlton County average of 15/100. That 15-point gap is why acquisition targeting in Carlton County works at ZIP level rather than county level.
What do Carlton County home values and vacancy say about distressed supply?
The typical Carlton County home carries about $247,907 of value against a median household income near $79,366. Vacancy across Carlton County's tracked ZIPs runs 27% and the poverty rate is 8.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Carlton County's foreclosure and tax-lien record and its 41/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.