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ZIP 55780 Foreclosure, Tax-Lien & Distress Report

Carlton County, Minnesota · High Vacancy market

ZIP 55780's composite property-distress score is 14/100 - DLRadar classes that as minimal for Carlton County, Minnesota. What sets it apart are the readings on structural risk (29/100), construction/permit lag (13/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (6/100) register low. On the structural side it scores 29/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (72/100)).

The market reads peak — home values rose 3.4% year on year, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 171 housing units across 55780. On demographic stress specifically, 55780 scores 31/100. Home values center near $193,800, an affordability ratio of 2.5× — accessible. 245 residents call 55780 home, typically aged 38. Roughly 8.3% live below the poverty line. Around 8% of adults hold a bachelor's degree or higher. Rent burden reaches 27% of tenant households. The tenure split is 86% owner-occupied to 14% rented. At $72,917, median income runs near typical U.S. levels. The vacancy rate is 52.5% — elevated.

Taken together, 55780 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 55780 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 55780's 14/100 can be lined up against any neighbor in Carlton County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 55780 shows blanks, not estimates, wherever the record is sparse.

Behind 55780's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 55780 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

14/100
Composite stress
29/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 55780

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk72
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 55780 distress snapshot

The live 55780 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Carlton County

Related reports across Carlton County, Minnesota

Keep going: ZIP, county and state distress coverage for Carlton County, Minnesota.

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No modelling: every input is a public record · methodology

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