ZIP 55780 Property Distress & Foreclosure Data

Composite property distress in 55780 (Carlton County, Minnesota) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (33/100), construction/permit lag (29/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (6/100). The latent-versus-live split is 33/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (72/100)).

The expansion-phase market in 55780 posted values that rose 7.1% over the year, 1.8% off the recent peak (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 171 housing units. The demographic-stress sub-score lands at 31/100. The typical home is worth about $193,800 (2.5× income, relatively affordable). Population is roughly 245 with a median age of 38. The poverty rate is 8.3%. Around 8% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. 86% of housing is owner-occupied. At $72,917, median income runs near typical U.S. levels. The vacancy rate is 52.5% — elevated.

On the whole, 55780 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.