ZIP 55733 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55733 (Carlton County, Minnesota) lands at 15/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (72/100)). The latent-versus-live split is 31/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (31/100), construction/permit lag (21/100), institutional ownership (10/100). On the quiet end sit institutional ownership (10/100) and mortgage stress (6/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 26% higher over three years, at 38/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 2.9%. The poverty rate is 4.1% — low. The demographic-stress sub-score lands at 18/100. The ZIP holds roughly 2,016 housing units. Median household income is $115,051, above the U.S. median near $78,000. Around 41% of adults hold a bachelor's degree or higher. Rent burden reaches 13% of tenant households. The tenure split is 97% owner-occupied to 3% rented. About 5,180 people live here, median age 43. The typical home is worth about $353,400 (2.6× income, relatively affordable).

On balance, 55733 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 55733 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 55733 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55733 can be compared directly against any other ZIP in Carlton County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55733, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 15/100 figure for 55733 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 55733 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.