ZIP 55807 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · Affordable market
St. Louis County, Minnesota's ZIP 55807 registers 30/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in structural risk (65/100), institutional ownership (58/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (22/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (71/100)). Structurally it carries 65/100, against 7/100 of stress already in motion.
The peak-phase market in 55807 posted values that rose 3.4% over the year, and 19% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The demographic-stress sub-score lands at 29/100. Roughly 15.2% live below the poverty line. Vacancy runs 4.6%. Population is roughly 9,573 with a median age of 41. Rent burden reaches 55% of tenant households. Home values center near $177,500, an affordability ratio of 2.6× — accessible. At $63,670, median income runs below typical U.S. levels. The tenure split is 72% owner-occupied to 28% rented. Educational attainment sits at 29% bachelor's-or-above. There are about 4,575 housing units across 55807.
Overall, 55807 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 55807 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 55807 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 55807 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 55807's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 55807 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 55807’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 55807 by the numbers
The live 55807 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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See every distressed parcel in 55807
See who owns each distressed property in 55807, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology