ZIP 55807 Property Distress & Foreclosure Data

Composite property distress in 55807 (St. Louis County, Minnesota) lands at 37/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100)). The latent-versus-live split is 82/100 structural and 7/100 already moving.

The expansion-phase market in 55807 posted values that rose 7.1% over the year, 1.8% off the recent peak, and 19% higher over three years (phase confidence 47/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 29/100. The poverty rate is 15.2%. The vacancy rate is 4.6%. Population is roughly 9,573 with a median age of 41. Around 55% of renters are cost-burdened. The typical home is worth about $177,500 (2.6× income, relatively affordable). At $63,670, median income runs below typical U.S. levels. 72% of housing is owner-occupied. Around 29% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,575 housing units.

On balance 55807 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.