ZIP 55805 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Poverty market
On DLRadar's 0-100 public-record scale, ZIP 55805 in St. Louis County, Minnesota comes in at 30, a moderate composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (71/100). Structural exposure scores 65 and live distress 7 on the 0–100 scale. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (58/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (22/100).
The peak-phase market in 55805 posted values that rose 3.4% over the year, and 23% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $43,077, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. Around 45% of renters are cost-burdened. Owners hold 29% of homes, renters 71%. Educational attainment sits at 37% bachelor's-or-above. Population is roughly 10,277 with a median age of 27. The poverty rate is 26.1% — high, a tax-stress and distress correlate. The typical home is worth about $189,400 (4.0× income, relatively affordable). The vacancy rate is 10.3%. The ZIP holds roughly 5,496 housing units.
On the whole, 55805 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 55805 at the moment; the composite and its components are still built from verifiable public records.
Whether 55805 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55805 can be compared directly against any other ZIP in St. Louis County, Minnesota or nationwide. Nothing here is interpolated — where a source is thin for 55805, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 30/100 figure for 55805 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 55805 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 55805
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 55805 distress snapshot
A live read on 55805: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in St. Louis County
Keep exploring Minnesota distress
Further distress data across St. Louis County, Minnesota at ZIP, county and state level.
See every distressed parcel in 55805
Open 55805 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology