ZIP 55805 Property Distress & Foreclosure Data

In St. Louis County, Minnesota, ZIP 55805 scores 37 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100). On the structural side it scores 82/100, with 7/100 of stress already active. Its standout signals are construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). mortgage stress (25/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, 1.8% off the recent peak, and 23% higher over three years (phase confidence 47/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $43,077, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 38/100. Around 45% of renters are cost-burdened. Owners hold 29% of homes, renters 71%. Educational attainment sits at 37% bachelor's-or-above. 10,277 residents call 55805 home, typically aged 27. 26.1% of residents fall below the poverty threshold. Home values center near $189,400, an affordability ratio of 4.0× — accessible. The vacancy rate is 10.3%. The ZIP holds roughly 5,496 housing units.

Taken together, 55805 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.