ZIP 55705 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Vacancy market
In St. Louis County, Minnesota, ZIP 55705 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 61/100 structural and 7/100 already moving. The most distinctive pressure shows up in institutional ownership (61/100), structural risk (61/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (81/100)).
The market reads peak — home values rose 3.4% year on year, and 36% higher over three years, at 38/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $124,100 here, or 2.3 times local income. Owners hold 85% of homes, renters 15%. About 3,248 people live here, median age 56. The demographic-stress sub-score lands at 23/100. Educational attainment sits at 17% bachelor's-or-above. The vacancy rate is 13.5% — elevated. The ZIP holds roughly 1,958 housing units. Rent burden reaches 17% of tenant households. Roughly 14.7% live below the poverty line. Households earn a median $54,047 — below the roughly $78,000 national figure.
On the whole, 55705 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 55705 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 55705's 28/100 can be lined up against any neighbor in St. Louis County, Minnesota or any ZIP coast to coast. Sparse data for 55705 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 55705's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 55705 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 55705
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 55705 Stress Report snapshot
The live 55705 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across St. Louis County, Minnesota
Additional distress intelligence spanning St. Louis County, Minnesota by ZIP, county and state.
Unlock the full ZIP 55705 acquisition report
Every distressed parcel in 55705 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology