ZIP 55705 Property Distress & Foreclosure Data

ZIP code 55705 in St. Louis County, Minnesota carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 82 and live distress 7 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100)).

The expansion-phase market in 55705 posted values that rose 7.1% over the year, 1.8% off the recent peak, and 36% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $124,100 (2.3× income, relatively affordable). 85% of housing is owner-occupied. Population is roughly 3,248 with a median age of 56. The demographic-stress sub-score lands at 23/100. Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. There are about 1,958 housing units across 55705. Rent burden reaches 17% of tenant households. The poverty rate is 14.7%. At $54,047, median income runs below typical U.S. levels.

On the whole, 55705 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.