ZIP 55724 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · High Vacancy market
ZIP 55724's composite property-distress score is 30/100 - DLRadar classes that as moderate for St. Louis County, Minnesota. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (71/100). Structurally it carries 65/100, against 7/100 of stress already in motion. Property-level stress concentrates in structural risk (65/100), institutional ownership (58/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (22/100) stay muted.
The peak-phase market in 55724 posted values that rose 3.4% over the year, and 19% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $73,500, near the U.S. median near $78,000. About 719 people live here, median age 60. Around 29% of adults hold a bachelor's degree or higher. Home values center near $226,600, an affordability ratio of 2.8× — accessible. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 0% of tenant households. The vacancy rate is 57.2% — elevated. There are about 917 housing units across 55724. 93% of housing is owner-occupied.
On the whole, 55724 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 55724 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 55724's 30/100 can be lined up against any neighbor in St. Louis County, Minnesota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 55724, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 55724's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 55724 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 55724
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
55724 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 55724, the same set carried on every parcel.
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No modelling: every input is a public record · methodology