ZIP 55803 Property Distress & Foreclosure Data

St. Louis County, Minnesota's ZIP 55803 registers 37/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100). The latent-versus-live split is 82/100 structural and 7/100 already moving. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). By contrast, mortgage stress (25/100) register low.

The market reads expansion — home values rose 7.1% year on year, 1.8% off the recent peak, and 22% higher over three years (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 8,558 housing units. The vacancy rate is 13.9% — elevated. A median home runs $336,000 here, or 2.9 times local income. About 49% have a four-year degree. Roughly 7.6% live below the poverty line. On demographic stress specifically, 55803 scores 25/100. Around 41% of renters are cost-burdened. About 17,795 people live here, median age 44. Households earn a median $104,250 — above the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 55803 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.