ZIP 55804 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · Distress market
ZIP 55804's composite property-distress score is 28/100 - DLRadar classes that as low for St. Louis County, Minnesota. The latent-versus-live split is 61/100 structural and 7/100 already moving. The pressure is most legible in institutional ownership (61/100), structural risk (61/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (81/100)).
The peak-phase market in 55804 posted values that rose 3.4% over the year, and 16% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
87% of housing is owner-occupied. About 52% have a four-year degree. The typical home is worth about $315,300 (2.6× income, relatively affordable). Median household income is $108,231, above the U.S. median near $78,000. 16,018 residents call 55804 home, typically aged 42. 6.4% of residents fall below the poverty threshold. Vacancy runs 6.9%. Around 43% of renters are cost-burdened. The ZIP holds roughly 6,838 housing units. The demographic-stress sub-score lands at 23/100.
On balance 55804 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 55804 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 55804 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 55804 reflects the current record instead of a stale or modeled snapshot.
55804's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 55804 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 55804 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 55804 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 55804, the same set carried on every parcel.
Nearby ZIPs in St. Louis County
Nearest ZIP codes to 55804
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Minnesota distress
Further distress data across St. Louis County, Minnesota at ZIP, county and state level.
Open the complete 55804 acquisition file
The full 55804 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology