ZIP 55804 Property Distress & Foreclosure Data

ZIP code 55804 in St. Louis County, Minnesota carries a composite property-distress score of 37/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 82 and live distress 7 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100)).

The expansion-phase market in 55804 posted values that rose 7.1% over the year, 1.8% off the recent peak, and 16% higher over three years, at 47/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

87% of housing is owner-occupied. Around 52% of adults hold a bachelor's degree or higher. The typical home is worth about $315,300 (2.6× income, relatively affordable). At $108,231, median income runs above typical U.S. levels. Population is roughly 16,018 with a median age of 42. The poverty rate is 6.4% — low. Vacancy runs 6.9%. Rent burden reaches 43% of tenant households. There are about 6,838 housing units across 55804. The demographic-stress sub-score lands at 23/100.

On balance 55804 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.