ZIP 55713 Foreclosure, Tax-Lien & Distress Report
St. Louis County, Minnesota · Affordable market
Scored on a fixed 0-100 scale, 55713 (St. Louis County, Minnesota) returns a low composite of 28/100. Its standout signals are institutional ownership (60/100), structural risk (60/100), mortgage stress (25/100). mortgage stress (25/100) stay muted. Structurally it carries 60/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100).
The market reads peak — home values rose 3.4% year on year (phase confidence 38/100). Topping markets hide individual distress behind strong averages.
Median household income is $58,424, below the U.S. median near $78,000. 1,048 residents call 55713 home, typically aged 43. Around 17% of adults hold a bachelor's degree or higher. The typical home is worth about $129,300 (2.0× income, relatively affordable). Around 21% of renters are cost-burdened. The tenure split is 77% owner-occupied to 23% rented. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. There are about 523 housing units across 55713. The demographic-stress sub-score lands at 21/100. The vacancy rate is 11.0%.
On balance 55713 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 55713 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. 55713 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 28/100 for 55713 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 55713 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 55713’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
55713 at a glance
The live 55713 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other St. Louis County ZIP codes
Nearest ZIP codes to 55713
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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The complete 55713 distress and acquisition report
Get every distressed property in 55713 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology