ZIP 55713 Property Distress & Foreclosure Data

St. Louis County, Minnesota's ZIP 55713 registers 37/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (85/100), structural risk (82/100), institutional ownership (62/100). By contrast, mortgage stress (25/100) register low. On the structural side it scores 82/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (79/100).

The market reads expansion — home values rose 7.1% year on year, 1.8% off the recent peak (phase confidence 47/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $58,424 — below the roughly $78,000 national figure. About 1,048 people live here, median age 43. About 17% have a four-year degree. A median home runs $129,300 here, or 2.0 times local income. Around 21% of renters are cost-burdened. The tenure split is 77% owner-occupied to 23% rented. Roughly 2.4% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 523 housing units. On demographic stress specifically, 55713 scores 21/100. The vacancy rate is 11.0%.

Net-net, 55713 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.