ZIP 55725 Foreclosure, Tax-Lien & Distress Report

St. Louis County, Minnesota's ZIP 55725 registers 28/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (86/100), FEMA disaster exposure (77/100). Its heaviest discrete signals: institutional ownership (60/100), structural risk (60/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. Structural risk reads 60/100 against active distress of 7/100.

The peak-phase market in 55725 posted values that rose 3.4% over the year (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 260 housing units. Median household income is $68,750, near the U.S. median near $78,000. The tenure split is 95% owner-occupied to 5% rented. Around 0% of renters are cost-burdened. 93 residents call 55725 home, typically aged 57. Educational attainment sits at 23% bachelor's-or-above. Home values center near $407,100, an affordability ratio of 5.2×. On demographic stress specifically, 55725 scores 34/100. Vacancy runs 84.2%, above the national norm and a classic distress-and-opportunity signal. 6.5% of residents fall below the poverty threshold.

Net-net, 55725 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 55725 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 55725 runs through one identical scoring model, so its 28/100 sits on the same scale as every other ZIP in St. Louis County, Minnesota and the nation. Where the record is thin for 55725, the field stays empty rather than modeled, and fills in as new documents post.

55725's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 55725 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.